Gurugram Gurugram: Care Health Insurance, one of India’s leading health insurance companies, has announced the launch of Ultimate Care, a groundbreaking health insurance designed to set new standards in health coverage. Ultimate Care combines comprehensive benefits designed to address unexpected medical emergencies and reward you for staying healthy. Ultimate Care offers comprehensive health coverage, including a moneyback feature, where policyholders will be rewarded for staying healthy. The company will refund the first year’s base premium after every 5 claim free years. Its Loyalty Boost offers additional Sum Assured (SI) which is equal to the SI of the first policy year after 7 claim free years, while the Infinity Bonus benefit does not cap the cumulative bonus, providing a bonus of 100% of the SI every year, irrespective of any claims made – unlimited times with continuous policy renewal. Additionally, the plan offers Wellness Discount which enables policyholders to enjoy up to 30% discount on renewal premium with the Healthy Days program.
Commenting on the launch, Ajay Shah, Head of Distribution, Care Health Insurance, said, “In today’s healthcare landscape, it is essential to provide customers with a comprehensive and robust financial protection that addresses unforeseen medical needs as well as encourages a proactive approach to health and wellness. With Ultimate Care, we aim to set a new benchmark in providing unmatched financial health protection by enabling customers to prioritise their health and wellness, giving them the peace of mind they deserve.” The policy includes additional benefits designed to provide maximum value to policyholders. Welcome Discount which offers up to 30% discount on premiums for new policyholders; Tenure Multiplier which combines the annual sum assured of a multi-year policy for a single claim in a policy term; MediVoucher to reduce out-of-pocket expenses with two pharmacy vouchers of Rs 250 each given on the first policy renewal. Care Health Insurance is a specialized health insurer offering products for health insurance, top-up coverage, personal accident, maternity, international travel insurance and critical illness to the retail segment, as well as group health insurance and group personal accident insurance for corporates, micro insurance products for the rural market and a comprehensive set of wellness services. With its operating philosophy based on the key principle of ‘consumer-centricity’, the company has constantly invested in the effective application of technology to deliver excellence in customer service, product innovation and value-for-money services.
